Growing Open Banking Application to Bolster the Global API Banking Market Growth

Published: Jan 2024

The global application programming interface (API) banking market is anticipated to grow at a CAGR of 20.5% during the forecast period (2023-2030). Open banking refers to the use of APIs to share financial data and services with third parties. Third parties typically provide technology, a service, or an app to the bank’s customers that makes use of the shared financial data and services. According to the Consumer Financial Protection Bureau (CFPB) In June 2023, New digital banking technologies have the power to expand and open market access for American consumers and emerging businesses. Standards can allow open banking to evolve as new technologies emerge, new products develop, and new data security challenges arise. 

Browse the full report description of “Application Programming Interface (API) Banking Market Size, Share & Trends Analysis Report by Application (Personal Banking, Corporate Banking, Wealth Management, and Others), by Deployment (On-Premise and Cloud), by Component (Solution, and Service), and by Enterprise Size (Large Enterprises and Small and Mid-Sized Enterprises (SMEs)) Forecast Period (2023-2030)” at https://www.omrglobal.com/industry-reports/api-banking-market

According to Open Banking, In October 2023, Through Impact reported 9.7 million payments made in June 2023, over 1 in 9 (11.0%) British consumers are active users of open banking, and 17.0% of small businesses. The average transaction value of open banking payments is around $574, meaning the total monthly value of open banking payments is around $6.2 billion. For instance, In October 2023, Mastercard provided open banking technology to support partners across the ecosystem with safe, flexible, and secure lending and payment experiences. Including WorldPay from FIS, the merchant solutions business of global financial services technology provider FIS, and Zip, a buy now, pay later firm, to scale new open banking-powered solutions that enable more payment choices, empower consumer lending, and modernize account-based payments.

Market Coverage

The market number available for – 2022-2030

Base year- 2022

Forecast period- 2023-2030

Segment Covered- 

o By Application

o By Deployment

o By Component

o By Enterprise Size

Regions Covered-

o North America

o Europe

o Asia-Pacific

o Rest of the World

Competitive Landscape- includes Citibank, Deutsche Bank, Finastra, Google LLC, and IBM Corp., among others.

Key questions addressed by the report

  • What is the market growth rate?
  • Which segment and region dominate the market in the base year?
  • Which segment and region will project the fastest growth in the market?
  • Who is the leader in the market?
  • How are players addressing challenges to sustain growth?
  • Where is the investment opportunity?

Global Application Programming Interface (API) Banking Market Report Segment

By Application

  • Personal Banking
  • Corporate Banking
  • Wealth Management
  • Others (Customer, Payment, and Transaction Information)

By Deployment

  • On-Premise
  • Cloud

By Component

  • Solution
  • Service

By Enterprise Size

  • Large Enterprises
  • Small and Mid-Sized Enterprises (SMEs)

Global Application Programming Interface (API) Banking Market Report Segment by Region

North America

United States

Canada

Europe

UK

Germany

Italy

Spain

France

Rest of Europe 

Asia-Pacific

China

India

Japan

South Korea

Rest of Asia-Pacific 

Rest of the World

Latin America 

Middle East & Africa


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