Growing Advancements in Developing ATM Infrastructures are Driving Market Growth

Published: Jun 2024

Global cardless ATM market is anticipated to grow at a CAGR of 11.3% during the forecast period (2023-2031). The fact that cardless ATM technology is being widely used in many locations indicates both its potential for expansion and its significance for banking in the future. Cardless ATM services are anticipated to proliferate and become more widely available to consumers globally as more financial institutions continue to provide them. Companies operating in the cardless ATM market are shifting focus to contactless biometrics, such as retina and retinal scanning and 3D facial recognition, to combat the spread of communicable diseases. Major application areas for contactless biometrics include cardless ATMs in hospitals and airports where hygiene must be maintained. Furthermore, a rise in biometrics in the cardless ATM market will create new growth opportunities for market-focused vendors.

Browse the full report description of “Cardless ATM Market Size, Share & Trends Analysis Report by Type (On-site and Off-site), by Technology (Near-field Communication (NFC), Quick Response (QR) Codes, and Biometric Verification), and by End User (Bank and Financial Institutions and Independent ATM Deployer), Forecast Period (2024-2031)” at https://www.omrglobal.com/industry-reports/cardless-atm-market

Increased smartphone penetration is one of the primary factors fueling the growth of the cardless ATM market. There is an increase in smartphone penetration in developing nations due to the rising sales of low-cost smartphones. Low-cost smartphones include several features that are typically found on high-end smartphones. Moreover, in the peer-to-peer communication paradigm, NFC chips allow smartphones to exchange data with other NFC-enabled devices in cardless ATMs. In contrast, a smartphone can read QR codes displayed on an ATM's screen for QR code verification. Thus, such factors are driving the cardless ATM market revenue.

Furthermore, increased technological advancements are going to create profitable opportunities for banks and other institutions to scale up ATM service strategies and increase business revenues. Furthermore, the incorporation of technologies such as blockchain, artificial intelligence, the Internet of Things (IoT), and others will help in executing better contactless payment. For instance, in August 2021, National Australia Bank Limited (NAB) and Microsoft collaborated to design a proof-of-concept Automatic Teller Machine (ATM) using cloud and artificial intelligence (AI) technology. The cloud-based application, developed using Azure Cognitive Services, has been designed to improve the customer experience by removing the need for physical cards or devices to access cash from ATMs. Instead, through the concept, a customer who opted into the service would be able to withdraw cash from an ATM using facial recognition technology and a PIN. Therefore, these factors will provide major lucrative opportunities for the growth of the cardless ATM market.

Market Coverage

The market number available for – 2023-2031

Base year- 2023

Forecast period- 2024-2031

Segment Covered- 

o By Type

o By Technology

o By End User

Regions Covered-

o North America

o Europe

o Asia-Pacific

o Rest of the World

Competitive Landscape- Citigroup Inc., JPMorgan Chase and Co., NCR Corp., and Wells Fargo, among others.

Key questions addressed by the report.

  • What is the market growth rate?
  • Which segment and region dominate the market in the base year?
  • Which segment and region will project the fastest growth in the market?
  • Who is the leader in the market?
  • How are players addressing challenges to sustain growth?
  • Where is the investment opportunity?

Global Cardless ATM Market Report Segment

By Type

  • On-site 
  • Off-site 

By Technology

  • Near-field Communication (NFC)         
  • Quick Response (QR) Codes     
  • Biometric Verification

By End User

  • Bank and Financial Institutions      
  • Independent ATM Deployer 

Global Cardless ATM Market Report Segment by Region

North America

United States

Canada 

Europe

UK

Germany

Italy

Spain

France

Rest of Europe 

Asia-Pacific

China

India

Japan

South Korea

Rest of Asia-Pacific 

Rest of the World

Latin America 

Middle East & Africa


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